Thursday, 17 April 2014

Traditional advice holds true for non-traditional homebuyers


(NC) Today's homebuyer doesn't always look like the traditional nuclear family of the past. A recent survey for TD found that a quarter of Canadians who recently bought a home, or who are planning to buy one in the next two years, are doing so on their own, while 40 per cent think buying property with friends or family is a great way to get started.
Whether buying a home alone, or together with friends or family, the guiding principles remain the same. Michelle Snow, associate vice president for retail products at TD, offers some tips to help people navigate the home-buying process:
• Don't rush. Make an informed decision based on a realistic assessment of the budget, the down payment you can afford, and the type of property you want to buy.
• Set a realistic budget, taking into account all the costs associated with owning a home, like property taxes, insurance, utility bills and maintenance.
• Once your budget is set, test-drive the difference between rent and the monthly mortgage payment by making an automatic transfer of that amount into a TFSA or other savings account. This will help determine how comfortable you are with that commitment before locking in – and you'll be able to save for a bigger down payment at the same time.
• Talk to a mortgage specialist who can help you navigate the questions related to budgets, lending products and specific financing considerations related to solo and shared ownership.
More information is available at www.tdcanadatrust.com/homeownership.


Like A Hawke, Susan Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Wednesday, 16 April 2014

Electricity needs should come first in kitchen renovations


(NC) - Close to 40% of Canadians say they will invest in upgrading their homes in 2014 – and kitchen renovations are a top priority.
This upgrade is popular for visual appeal, but also to increase functionality with new designs, layouts, and appliance options. Traditional kitchens are being updated to include dual ranges, separate cooktops, dishwashers, garbage disposal equipment, exhaust fans, and new electronic equipment. All of this requires careful planning, especially when it comes to your home's electrical systems.
Addressing the electricity requirements first, including repairs and upgrades, will ensure safe and reliable use of electricity for the immediate and longer term. This includes paying attention to outdated, damaged or improperly installed wiring, and upgrading panels or service to accommodate additional appliances. Finally, codes and standards are regularly updated to address electrical concerns and to adopt new safety technology and practices. Your home renovation must meet the requirements defined by current provincial electrical safety codes and standards.
A recent study conducted by the Electrical Safety Foundation International-Canada identified that electrical wiring has been modified or updated in 47% of homes. Decisions to undertake electrical upgrades were reported to be primarily influenced by homeowner concerns with ensuring safety, meeting insurance requirements, and updating to current codes and standards.
Electrical systems age, similar to other parts of your home, and require regular review and maintenance to ensure they are in good operating condition. If you are planning a renovation, take the time to talk to a qualified or licensed electrical contractor for support in making safe and responsible decisions. They can also provide you with information on new safety devices, panel and service upgrades, current codes and standards, and can assist you in identifying inspection requirements to make sure you have records to share with your insurance provider.
The Electrical Safety Foundation International Canada encourages you to share these safety steps to protect family, friends and neighbours. More information can be found online at www.esfi.ca.


Like A Hawke, 
Susan 

 Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Tuesday, 15 April 2014

Enjoy the fresh flavours of this healthy vinaigrette


(NC)—The peanut, basil and balsamic flavours of this versatile dressing will inspire your meal menus for weeks – and the monounsaturated fats in the peanut oil are a heart-healthy type of fat. The dressing is excellent with a vegetable salad, coleslaw or noodles, brushed over grilled veggies, or even as a marinade.
Peanut Basil Vinaigrette
Prep time: 5 minutes
Makes ½ cup (125 ml)
Ingredients:
⅓ cup (75 ml) basil leaves, lightly packed
2 tbsp (30 ml) peanuts
1 large garlic clove
2 tbsp (30 ml) balsamic vinegar
1 tbsp (15 ml) peanut butter
⅓ cup (75 ml) peanut oil
Salt and pepper, to taste
Directions:
Finely chop basil with peanuts and garlic, and place in a bowl. Whisk in balsamic vinegar and peanut butter until combined. Whisk in peanut oil until blended. Add salt and pepper if needed.
Additional recipes can be found at www.peanutbureau.ca.


Like A Hawke, 
Susan 

 Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Monday, 14 April 2014

Buying solo? Consider these house hunting essentials


(NC) The housing market remains active, with a quarter of Canadians either having recently bought a home or planning to do so within the next two years. And as a recent survey for TD found, a quarter of buyers are now doing so on their own rather than with another person, such as a partner or spouse.
“When making the decision to purchase a home alone, buyers need to give as much thought to the mortgage as they do their dream home,” said Michelle Snow, associate vice president for retail products at TD. “Talking to a mortgage specialist can help navigate details like the size of the down payment, amortization period, type of mortgage and payment schedule to make sure the decision is an informed one.”
A mortgage specialist can also help crunch the numbers to help solo buyers feel they can manage the associated costs of home ownership, like property taxes, insurance, utility bills, maintenance and the monthly mortgage payment, alongside their existing priorities like paying down debt and saving for the future.
“We recommend taking the monthly payments for a test drive for three to six months,” said Snow. “Find the difference between current rent payments and prospective mortgage payments, and pay it into a savings account. This way, potential buyers can see how comfortable the mortgage will be alongside existing expenses, while helping them save for a bigger down payment at the same time.”
More information and resources are available at www.tdcanadatrust.com/homeownership.


Like A Hawke, 
Susan 


 Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Friday, 11 April 2014

My Top Wall Paint Selections for Spring 2014














Source here.

Like A Hawke,
Susan

 Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Wednesday, 9 April 2014

Top 13 Small Cities In Canada


Yes, there’s a city of the same name just across the river in Michigan. They are joined by an international bridge, and have a joint history that goes back to the 17th century. Because of the accord between the U.S. and Canada, they function almost as one city. Rapids on the St. Mary’s River impede navigation at this point. Great Lakes shipping traffic uses the busy Soo Locks, and small recreational boats transit a canal on the Canadian side.

Sault Ste Marie!!!! Ontario. Read here.

Like A Hawke, 
Susan 


Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada

Tuesday, 8 April 2014

Snacking tips from Olympian hockey star, Hayley Wickenheiser


(NC) When life gets busy, health and nutrition goals can fall by the wayside, until we run out of fuel. For a balanced diet, always include a protein, dietitians say, and whenever possible make it a complete protein. Including enough protein in your diet is important because it can:
• Help build and repair your muscles and tissues which may support your physical activity and/or weight management goals.
• Build antibodies which are important for immunity.
• Help to slow down the digestion of food, so you feel fuller longer.
“I rely on protein for muscle and tissue repair as well as to fuel my day,” says four time Olympic gold medalist, Hayley Wickenheiser. “Eating a complete protein is especially important to me and that is not always easy to do in our busy lives. One solution I've found is a tasty meat snack called Protinis, part of the Maple Leaf Natural Selections line. It really helps to keep my eating on track when I'm on the go.”
According to Toronto-based, registered dietitian, Sue Mah, complete protein snacks like Protinis are the perfect package of all nine essential amino acids which our bodies can't make for us. A diet that includes protein is important for kids and teens too, she says. It helps build strong muscles and also delivers energy to power through a busy day.
“We especially need protein as we get older,” Mah continues. It helps us to maintain our muscle mass and is an important source of energy. Not only that, but it also helps build antibodies which are important for immunity.”
Additional information about complete proteins is available at www.protinis.ca.

Like A Hawke, 
Susan 

 Please check out my current listings and together we'll discover your real estate needs. If you know anyone buying or selling I'd love to help them! You can follow me on Twitter: @susanhawkesells Instagram: @susanhawke Pinterest: @SusanHawke Facebook Page: Susan Hawke Remax Sales Representative Sault Ste. Marie Ontario Canada